Want to pick a fight with a senior citizen? Just try suggesting to them that inflation is really low in this country. It’s amazing how even the most lethargic senior will come alive to discuss this topic. We have all heard from the Federal Reserve that inflation expectations are “well anchored.” We’ve also heard how […]
If you don’t have plans, here is a great list of firework displays and events around the Central Texas area to keep you festive and feeling patriotic on July 4th. Thanks to Holly Schuler at Gracy Title for the information!
Mortgage money is the lifeblood of the single-family housing market. Sure, there have been a lot of cash buyers in the market in recent years. This is an aberration, not the norm. Most Americans who want to buy a house need a sizable mortgage to make the purchase. The availability of mortgage money to potential […]
The Philadelphia Federal Reserve publishes leading indexes for each of the 50 states and the nation as a whole. Leading indexes are used to discern the future trajectory of the economy. The chart shows the index over the past 30 years. As you can see, the index works pretty well. The shaded light blue vertical […]
All the talk last year about how mortgage rates were going up because the Federal Reserve was going to stop buying Treasury bonds and mortgages was just that, talk. Since the Fed actually started to “taper” their bond purchases, mortgage rates have declined along with the rate on the ten-year Treasury. There are two possible […]
When summertime rolls around, one of our favorite places to go…besides any pool or shade we can find…is The Walburg German Restaurant for a good night out. The restaurant not only boasts live music from The Walburg Boys (think oompah oompah music), but also a fantastic Biergarten with covered seating, a walk-up bar, an arcade and […]
“Big data” is a term that increasingly appears in the media. It is essentially massive amounts of unstructured data . . . data that in and of itself seems unrelated and without discernible patterns or relationships. But looks can be deceiving. Using sophisticated database technical architecture and skilled software programmers, data scientists at Google are […]
According to the Texas Workforce Commission, there were 11.4 million working in Texas in March 2014. You might be surprised to find that the largest employer in our state is classified as “government.” The table provides the breakdown. I field a lot of questions about what types of jobs are in each of the above […]
Listened to this fun podcast about numbers with my kiddos recently. One kiddo likes 3 (duh, it’s the magic number, Mom); one likes 19. A friend of theirs said “271.” Interesting… Ever wonder why we like the numbers we do? Why which ones resonate the most? Why some are considered lucky or unlucky? Ever wonder if […]
As I have well documented in previous blogs, many parts of Texas need to have more new homes under construction. The months of inventory of existing homes is at an unprecedented low. This means potential homebuyers have little to choose from. When they finally find a house that fits their needs, there may already be […]
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